So today I ate less and I didn't spend any money.
I walked for an hour, even though I was dead tired when I came home. Did I mention that I'm a 6th grade school teacher? I think that explains the dead tired part and added weight gain.
My goal is to lose 10 pounds by December 16th. We shall see what great things may come!!
Good night.
Monday, November 28, 2016
Sunday, November 27, 2016
On dieting and budgeting
It just so happens that I hate both, but I have to do both. Why, you might ask? Well, if I don't diet and budget my life is going to continue to (ahem,) suck!!!
I was realizing today as I was walking into Target to return some impulse purchases, that I stopped having money when I started having credit cards. My financial life is one of deep debts and dark secrets, but I believe that I can turn it around--again. You see, this is not my first debt rodeo. This is actually my third time being in debt and my third time that I am trying to work my way out of it.
The question, then, should be, why do I keep going into debt? The last time I worked my way out of of debt, I swore (a la Scarlett O'Hara) that I would never be in debt again. Yet, here I am again.
So, I decided that I'm going to write/blog about my own getting out of debt story. I have read/heard a lot of financial advisors such as, Dave Ramsey, Howard Dayton, Mary Hunt, and others and I know that their plans are solid. Yet, I always regret not putting into practice the awesome advice of Larry Burkett in the early 2000s. I would listen to his radio program religiously, but unfortunately, I did not follow his advice religiously.
There are a lot of reasons why I did not follow his advice; mainly it was because I was a stay-at-home mom and did not feel like I really had any control of the money. Even though, I must admit that I ran the finances. I am going to chronicle my successes and failures starting today.
I find myself in more debt that ever. But, I know that I can get out of this mess once again.
As far as my weight...what can I say? I have been here before too. My weight goes up and then it goes down, but I have noticed an upward trend that is now causing me alarm. I have tried Jenny Craig and have had success, but I have no wish to spend the money for Jenny Craig. My slim down starts tomorrow.
I was realizing today as I was walking into Target to return some impulse purchases, that I stopped having money when I started having credit cards. My financial life is one of deep debts and dark secrets, but I believe that I can turn it around--again. You see, this is not my first debt rodeo. This is actually my third time being in debt and my third time that I am trying to work my way out of it.
The question, then, should be, why do I keep going into debt? The last time I worked my way out of of debt, I swore (a la Scarlett O'Hara) that I would never be in debt again. Yet, here I am again.
So, I decided that I'm going to write/blog about my own getting out of debt story. I have read/heard a lot of financial advisors such as, Dave Ramsey, Howard Dayton, Mary Hunt, and others and I know that their plans are solid. Yet, I always regret not putting into practice the awesome advice of Larry Burkett in the early 2000s. I would listen to his radio program religiously, but unfortunately, I did not follow his advice religiously.
There are a lot of reasons why I did not follow his advice; mainly it was because I was a stay-at-home mom and did not feel like I really had any control of the money. Even though, I must admit that I ran the finances. I am going to chronicle my successes and failures starting today.
I find myself in more debt that ever. But, I know that I can get out of this mess once again.
As far as my weight...what can I say? I have been here before too. My weight goes up and then it goes down, but I have noticed an upward trend that is now causing me alarm. I have tried Jenny Craig and have had success, but I have no wish to spend the money for Jenny Craig. My slim down starts tomorrow.
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